USDA Home Loan
This mortgage option helps rural Americans purchase a home. USDA home loans provide significant benefits to homebuyers who qualify.Get started today
What's my takeaway?
Guaranteed by the USDA, no down payment is required for a USDA mortgage up to the appraised value of the home when the county maximum loan limit is not exceeded.
No down payment for qualifying homebuyers in designated areas
Flexible qualifying guidelines that allow low to moderate income borrowers
Allows seller contribution for closing costs
Have USDA questions? We have answers.
No down payment is required for a USDA mortgage up to the appraised value of the home when the county maximum loan limit is not exceeded.
If you’re interested in a USDA loan, getting pre-qualified now is a great place to start. Talk to your Certainty Home Loans Loan Officer to see if you qualify today.
If you’re interested in a USDA loan, getting pre-qualified now is a great place to start. Talk to your Certainty Home Loans Loan Officer to see if you qualify today.
The USDA home loan was created to improve the economy and quality of life in rural and suburban America. It has less stringent qualifications and credit requirements compared to many other mortgage options. If the home you want to purchase is not in a location that qualifies, consider an FHA or Conventional home loan.
Income limits to qualify for a USDA home loan guarantee vary by location and depend on household size. To find the loan guarantee income limit for the county where you live, consult your Loan Officer.
Income limits to qualify for a USDA home loan guarantee vary by location and depend on household size. To find the loan guarantee income limit for the county where you live, consult your Loan Officer.