Jumbo Loan
If you are looking at a luxury home or live in an area of the country where the cost of living is high, a jumbo loan may be the answer.
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What you need to know about Jumbo loans.
A Jumbo mortgage offers financing for those homes with a price tag that exceeds the conforming loan limits. In 2021, the Federal Housing Finance Agency (FHFA) raised the maximum conforming loan limit for a single-family property from $510,400 to $548,250. In high-cost areas, that maximum loan limit is $822,375. Jumbo financing becomes an option if you are over that limit.
Can I qualify for a Jumbo mortgage?
Jumbo loans can come with stricter qualifying guidelines when compared to a Conventional loan because the homebuyer is taking out more than the typical loan amount. There are several factors that a lender will look at to determine if you qualify, including your credit history, income, and debt-to-income (DTI). The minimum credit score depends on a variety of factors, so be sure to check with your Loan Officer about your specific situation.Ready to discover if a Jumbo loan is right for you? Find a local loan officer near you.
A variety of options available to help you purchase your dream home
Fixed and adjustable rate options available
Buy that home you've been eyeing in a highly desirable market
Borrow the full amount needed instead of breaking it into 2 different loans
Common Jumbo questions, answered.
Learn more about all of our available loan options here.
The minimum credit score depends on a variety of factors, so be sure to check with your Loan Officer about your specific situation. Learn all about available loan options here.
What our customers are saying...
“Everybody I spoke to from the KBHS team was well educated in their role and had an answer for every question and every day some if new was being completed on my house. Couldn’t have had a more perfect experience. Looking forward to my next KB home.”
“Lee always followed up with me, answered all my questions and would check in to make sure I didn't need anything or had any questions.”
“The process was enjoyable and Tim was very helpful with timely clarification of all our questions.”
“Everything from start to finish! Blanca is an amazing person and really professional she was always there when we had questions it didn't matter the time or day. Really professional and hope to work with her again when buying our second home in the future.”