One size doesn’t fit all. Which loan is right for you?
If you’ve been searching for the right mortgage lender online, you may have been confused by the variety of offers and rates. Or, you may be planning to ask your bank if they offer mortgages, since you already have a relationship there.
Government-Insured Mortgages: These are partially insured by a federal entity, which allows us to offer easier qualifying guidelines. You may qualify with a low down payment, beginning at just 3.5% - or zero down. Ours include:
Jumbo Mortgages: These provide up to $3 million (sometimes more) in loan funds. They may be your best option if you’re planning to buy a bigger, luxurious property, or one in a high-cost area.
These are just a few of the home financing programs and options we offer. Contact KBHS Home Loans today to discuss your needs.
*To qualify for a VA Loan with no down payment, applicant must not be using their VA Loan entitlement to purchase another property. This is often described as “full entitlement”.
You deserve more options. We offer them.
While banks and some lenders limit their home financing options, KBHS Home Loans offers a wide array of programs. We’ll help you choose the one that supports your personal budgeting preferences and long-term financial goals.Here’s a basic introduction to our programs.
Conventional Mortgages: If you prefer the simplicity of a 30-year, fixed-rate mortgage and have a good to great credit score, this may be your best choice. You may also qualify for a shorter, 15-year term. This will reduce the interest owed during the life of your loan.Government-Insured Mortgages: These are partially insured by a federal entity, which allows us to offer easier qualifying guidelines. You may qualify with a low down payment, beginning at just 3.5% - or zero down. Ours include:
- FHA loans insured by the Federal Housing Administration are popular with first-time buyers, as they offer easier qualifying guidelines than conventional mortgages.
- VA loans reward military veterans, active-duty personnel and some military dependents for their service. These offer lower costs and fees, plus zero down* payment options for applicants.
- USDA Rural Housing mortgages offer financing with no down payments for properties zoned rural. Income limits may apply.
Jumbo Mortgages: These provide up to $3 million (sometimes more) in loan funds. They may be your best option if you’re planning to buy a bigger, luxurious property, or one in a high-cost area.
These are just a few of the home financing programs and options we offer. Contact KBHS Home Loans today to discuss your needs.
*To qualify for a VA Loan with no down payment, applicant must not be using their VA Loan entitlement to purchase another property. This is often described as “full entitlement”.